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From auto loans to get you into your next vehicle to personal loans to finance a variety of different things, at First Trust and Savings Bank, we have you covered. Each loan begins with a discussion with you to understand your needs. We offer low interest rates and affordable payments with fast, convenient, hometown service.

To explore your personal loan options, please contact a branch near you to speak to one of our loan officers.

Find a Branch Near You!

Auto Loans

Whether it’s a brand-new vehicle or a used vehicle that’s new to you, we’ll provide the financing with local service. Terms and rates depend on the model and year of the vehicle. So, before you start shopping, stop by and visit with us to explore your financing options with fast, friendly hometown service.

Personal Loans

Whether you’re looking to finance the purchase of a recreational vehicle, considering a home improvement project, or desiring to consolidate multiple loan payments into one, our personal lending team has the experience and expertise to create the right loan solution for you. Stop by and visit with us to explore financing options with fast, friendly, hometown service.

Mortgage & HELOC Loans

Thinking about buying a new home or wanting to refinance? No problem, we’re here to help. Stop by and visit with us to explore your home loan options with fast, friendly hometown service.

First Trust and Savings Bank
NMLS# 406116

Student Loans

We work with ISL Education Lending to offer private loans to help you pay for college as well as refinance existing student loans. ISL Education Lending is a nonprofit organization with decades of student loan experience offering lower-priced loans.

ISL Education Lending offers:

  • Loans for college students
  • A loan for parents and family members who wish to borrow on behalf of a college student.
  • Multiple student loan refinance options.

In addition, they offer multiple scholarship opportunities and free college planning tools to help students and families avoid overborrowing and plan smart for life during and after college.

Learn more about ISL Education Lending offerings on their website

Please note:

  • All loans offered by ISL Education Lending are subject to credit approval.
  • Before applying for a private loan, we encourage you to first complete the FAFSA or Free Application for Federal Student Aid. You should also work with your college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.

*First Trust and Savings Bank is compensated by ISL Education Lending for the referral of student loan customers.