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CD’s & IRA’s

If you are looking for a way to save, or invest for your future, we offer Certificate of Deposits and Individual Retirement Accounts in a variety of terms to fit your needs. By putting your money to work in one of these accounts, you will earn interest at a fixed rate that is guaranteed for the full length of the term you choose.

CD’s are available for businesses and consumers with a minimum opening deposit of $500.00.

IRA’s require a minimum opening deposit of $10.00 and are a great way to help you save for your future.

Penalties may apply for early withdrawals on both CD’s and IRA’s.


Types of IRA’s Offered:

  • Traditional IRA
  • Roth IRA

Additional types of IRA’s may be available upon request.


To learn more about CD’s and IRA’s, and to inquire about current interest rates, call or visit any of our locations! 

Investment Services

First Trust and Savings Bank is committed to delivering customers a full line of financial products and services. As a part of that commitment, we offer a full-service brokerage and investment services division.

David Mangan, Investment Representative (563-282-9800)
Fixed Insurance offered through David L. Mangan First Trust Investment Center.
Check the background of this investment professional on FINRA’s BrokerCheck

The following products are offered through the investment center:

  • Fixed Annuities
  • Variable Annuities
  • Life Insurance
  • Stocks
  • Bonds
  • Mutual Funds and Unit Investment Trusts (UIT’s)

Contact David to get help reaching your investment goals!

This communication is strictly intended for individuals residing in the states of IA, IL, MI, MN, MO, NV, TX. No offers may be made or accepted from any resident outside the specific state(s) referenced.

Securities are offered by Cambridge Investment Research, Inc., a broker-dealer. Member FINRA/SIPC. NOT FDIC INSURED, NOT BANK GUARANTEED, MAY LOSE VALUE, SUBJECT TO INVESTMENT RISK, INCLUDING POSSIBLE LOSS OF PRINCIPAL.

First Trust and Savings Bank and Cambridge are not affiliated.


For more information visit the following sites:

https://www.sipc.org/

https://www.finra.org/#/

Trust Department

First Trust and Savings Bank offers trust management and estate administration services to help handle your money responsibly.

When choosing First Trust and Savings Bank as your trustee, you can be assured that your assets are properly managed and passed along smoothly to the people and causes that you care deeply about. We will have discussions with you to determine your goals so we can best align with your wishes. It is important you also consult a tax and legal professional to determine what is best for you.

Contact one of our trusted individuals for more information on fiduciary services.

Steve VonMuenster, Trust Officer
Wheatland Office
563-374-1247

Morgan Barfield, Assistant Trust Officer
Wheatland Office
563-374-1247

Justin Sparks, Trust Officer
Lost Nation Office
563-678-2660

Julie Olson, Trust Officer
Grand Mound Office
563-847-2500

Daron Oberbroeckling, Trust Officer
Eldridge Office
563-285-2265